Driving in New York City is a unique challenge, and there is much to know about how to get the best automobile insurance in New York city. First of all, you need to know that New York is a no-fault state when it comes to vehicle liability.

One of most important things you have to know about getting automobile insurance in New York City is that you do in fact have to get it. Driving without proof of insurance is against the law in the entire state of New York. You cannot even register a car in New York if you cannot provide proof of automobile insurance.

Not just any insurance counts, either. As a New Yorker, to be legal you have to be insured by an insurance provider that is licensed by the state of New York’s own insurance department. If you move to New York from another state, you are going to have to transfer your insurance to a locally licensed provider before you can register your car in New York.

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